Key areas of cover for commercial enterprise of any size, in any business sector.

• Entire contract value including free issue materials
• Contractors liability
• Testing and comm1i’ssioning
• Surrouncling property
• Temporary storage
• Subcontractors
• Difference in conditions

Non-traditional structures can also be arranged as follows:

• Premium declaration based fleets
• Annual aggregates
• Stoppers
• Contingent liability risk financing models

Al I vehicles can be insured on a specified basis with extensions such as car hire, loss of use cover, excess reduction and available emergency assistance.
Goods in transit cover is on an all-risk basis with specialised extensions such as load shift available for heavy
com1mercial vehicle loads.

Public liability insurance is vital for any company- protecting you and your employees in the event that you’re found legally responsible for third pa1ty property damage or bodily injury caused during the course of business.

Public liability insurance covers you for damages which you become legally liable to pay to a claimant if you have been proven negligent in regards to the following:

• accidental death of, or bodily injury to, or illness of any person
• accidental loss of; or physical damage to, tangible property

Please note, the cover does not extend to your own goods, property or employees

Some advisable public liability policy extensions include:
Product liability:
This extension covers amounts that you become liable to pay because of damages or inju11ies caused by goods or products sold or supplied by your company. The policy does not cover the cost of repair, alteration, recall or replacement of the goods or any products you sell or supply.