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We bring you the best possible solutions for your company.

  • Material damage to buildings, plant and machinery, stock, fixtures and fittings and office contents.
  • Loss of profits following business interruption. Insure your Gross profit, standing charges and additional increased costs of working following a loss
  • Liabilities – Loss or damage to third party property or persons in the course of business for which the insured could be held responsible or negligent.
  • Good In Transit-All Risk cover
  • Electronic equipment
  • Money
  • Business All risks -Equipment leaving your premises to complete work away in the field
  • Machinery and plant breakdown
  • Deterioration of stock
  • Commercial crime or Fidelity guarantee – Then, loss or fraud committed by employees
  • Accident and health for your workforce

Key areas of cover for commercial enterprise of any size, in any business sector.

  • Entire contract value including free issue materials
  • Contractors liability
  • Testing and comm1i’ssioning
  • Surrouncling property
  • Temporary storage
  • Subcontractors
  • Difference in conditions

Non-traditional structures can also be arranged as follows:

  • Premium declaration based fleets
  • Annual aggregates
  • Stoppers
  • Contingent liability risk financing models

Al I vehicles can be insured on a specified basis with extensions such as car hire, loss of use cover, excess reduction and available emergency assistance.
Goods in transit cover is on an all-risk basis with specialised extensions such as load shift available for heavy
com1mercial vehicle loads.

Public liability insurance is vital for any company- protecting you and your employees in the event that you’re found legally responsible for third pa1ty property damage or bodily injury caused during the course of business.

Public liability insurance covers you for damages which you become legally liable to pay to a claimant if you have been proven negligent in regards to the following:

  • accidental death of, or bodily injury to, or illness of any person
  • accidental loss of; or physical damage to, tangible property

Please note, the cover does not extend to your own goods, property or employees

Some advisable public liability policy extensions include:
Product liability:
This extension covers amounts that you become liable to pay because of damages or inju11ies caused by goods or products sold or supplied by your company. The policy does not cover the cost of repair, alteration, recall or replacement of the goods or any products you sell or supply.

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Cover that counts.

Commercial insurance, more commonly known as business insurance, can shield your business from costly risks like Cyberattacks to Lawsuits, from Property theft and damage to Customer or employee injury.

Years of experience


Satisfied Clients


Claims Processed & Approved


Trusted by the world’s fastest growing companies:

Exceptional Support Team.

With the Umhlanga Insurance Broker teams on your side, our are clients are rest assured that they have the peace of mind everything is fine with UIB Cover.

Saving Money

Our brokers make sure clients get the right cover for the right price.

Saving Time

Our legend brokers deal with everything, allowing you to use your spare time somewhere else.

Reliable Support

Providing first-class assistance and guidance

Customer Driven

Our team is motivated to support clients in every way possible.

Umhlanga Insurance Brokers Team.

We have built an incredibly skilled team at UIB that has the desire and knowledge to assist any individual and or business in South Africa. At UIB we are determined to keep our clients happy. Client first, coffee second.

Adrian Joubert


We are happy to announce the new UIB Website.

At UIB we are customer-driven, as such we decided to make changes to the website based on some of the awesome feedback we have received from our clients. We are sure the new site will have lots more coming soon!

Adrian Joubert


Benefits of having a UIB Broker.

  • Support is our main priority.
  • No hidden excess fees with UIB

  • We make sure you have what you need.

  • 24/7 Support Channel

  • Increaing Premiums.

  • Lack of support.

  • Hidden excess fees

  • Instalments that break the bank.

Find out more about what added benefits our clients receive with being covered by UIB.

How we can help?

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Business Insurance

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Cyberattack Insurance

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